Appraisal services for Scottsdale and Maricopa County homeowners

The top 7 reasons AZ homeowners call on Sun Point Appraisals, Inc.:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge a property tax assessment
  3. Remove PMI to reduce your mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a AZ divorce, where property needs to be divided
  7. To settle an estate in Maricopa county or AZ by determining the true market value of real estate in question

Do you own a house in or near Scottsdale? Do you need help deciding the value of your real estate?
Contact Sun Point Appraisals, Inc..

At Sun Point Appraisals, Inc., we understand the unique needs of a consumer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. Our professional appraisers at Sun Point Appraisals, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your house's price, and not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value assessment than yours.

PMI Removal Appraisals

A preferred way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are seasoned in helping homeowners just like you remove unwanted PMI insurance.

Challenging a property tax assessment

Lets say your home is not appreciating as much as other homes nearby -- your local tax assessor may have your house overvalued. That means you are probably paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Sun Point Appraisals, Inc. is your perfect weapon.

HELOC recently frozen?

Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can this be troublesome from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. An appraisal from Sun Point Appraisals, Inc. can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for verity, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your property.